AU
Finance options for a poolMy cheif concern would be jeopardising the build loan by taking out more finance - so definitely be upfront with the bank / broker.
Cost effective....I see both sides. I… Builder Offers Build creditWhy builders offer any build credit ? I do not see any benefit as it is like getting money from bank and pay mortgage for that. Please correct me if I am wrong and share… Investment land - Tax QuestionThat one is out of my scope sorry - the legislation changed on it recently & I don’t want to mislead you. It used to be you could claim beforehand but I’m pretty sure… aussie/bendigo, adelaide bankHello all , just wanting to know peoples experience using the Aussie elevate home loan product , my son has just started his first investment property and a couple of… Surplus funds?
Have you checked the invoices you received against the quote you gave your bank.
For us, there were provisional items, and for some of them we came in under the quoted… dga replied 13 February 2020 ago Extending a construction loan?Did you happen to include a provisional allowance for these upgrades in your tender?
The difficulty comes in revisiting the valuation (if necessary) you HAD a kitchen, … Mortgage with 92% LVRThere is a new lending option now available for this exact predicament.
minideposit dot com. Au
They specialise in people who have good serviceability but small deposits.… Building a house with a MortgageIf you are comfortable with the repayments holding both properties for that temporary period, then it can be a worthwhile exercise.
What are some of your concerns you… plc replied 20 October 2019 ago First step homesHi Charlz - did you end up going with First Step Home Loans? We are looking at them now are deposits to builders refundable?In one 1 star complaint with a builder on productreview.com.au, that user did not only get his deposit back, the builder charged him tens of thousands of Dollars more… Using a new broker after pre approval expiresAs Bec said, you can basically do what you want whether its go direct with a bank or with another broker. There may be other options out there now that weren't present… plc replied 12 June 2019 ago Worried about Land Valuationthat is the land I was planed to buy last year, I did some research, since the north west link will extend through Marsden park to new airport, I… Deposit with 2 jobs inc ABNAhhh complicated and fun answer
The answer is - we can only work with what is, not what will be. So right now you have an income of X from your office job and a new ABN… Paying for a house build outright?Thanks all, there's a lot of interesting info in the responses so far. We hadn't thought about the frequent flyer card option so that will be on our list of options to… New home finance
Even BOM (or St George to rest of the country) do it as well. Servicing on end debt only as well. plc replied 20 February 2019 ago Building with New Living Homes
First of all, You note down your requirements and then contact with builder. They tell you many suggestions and explain all the things according to your requirements. shapeJan 22, 2019 7:47 pm Bad Credit Home LoansAre you worried about your bad credit? Have you tried to apply for a loan and failed? Intellichoice is happy to share how we can help you through our direct and ethical… Deposit/Payments at settlement.Yes, you are right. To confirm the transaction is enough to a bank check. It will be checked, so carefully fill in all bank details. Don't forget… skadoosh started a topic 13 November 2018 ago Unconditional financeHi,
just asking on behalf of a friend. Does unconditional finance expire/valuation expire?
Unconditional finance has been received at the end of September, land is a… fully started a topic 9 November 2018 ago fullyNov 09, 2018 9:31 am Tax on sold landI'm assuming you're referring to the 50% CGT discount.
Yes, it's date of contract, not title.
Also, when you sell, it is date of sale is the contract date not settlement.
JB1 replied 9 September 2018 ago Homes and SMSF
Hi Dean,
It definitely varies, and if that includes the statement of advice which would sign off on the LRBA agreement it’s not unheard of. I’ve seen similar but I… Slab Progress Payment shortfall?Hi all, yeah. It was the FHOG.... All sorted. Apparently the builder got all the invoice paid in full... Only the difference between the invoice and FHOG was charged on… Architect/Designer feesThe Architects & Builders want to be paid for work nothing is free, especially, if the building contract falls over
If you haven't got enough for fees (2-3%) then you… Buy land now, or jumping the gun?
As Bec says, only you can make the call. Its a lifestyle decision. Just make sure you are able to afford the loans with an equity release and there is no shortfall in… plc replied 9 February 2018 ago
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